Seidu Azara

Seidu Azara is an ambitious businesswoman who sells sandals and cloth in the Garu market. She is married with 4 children and one co-wife. Azara has been in her business for the past 6 years and usually purchase her goods from Sankansi, a border town between Ghana and Togo.

Business has always been good for Azara but for the past two years she started making losses due to the depreciation of the Ghana cedi against the Togo franc. This meant she could no longer buy her goods from Sankansi.

She heard about C.A Micro Credit and requested a loan of GHS2,000 and it was approved. Azara used the money to buy cloth and sandals from Kumasi and pay for transportation of the goods. She was able to repay her loan in 4 months and had goods worth GHS1,250 left as profit. She applied for a second loan, and it was granted, and she is now on her fifth loan cycle.

She is planning to start a soft drinks business using the two refrigerators she bought from the income generated by the C.A Micro Credit loans. This will run alongside her cloth business.

Azara is happy that she can now take good care of her family, especially her children without having to depend financially on her husband. She is hoping to develop the wholesale side of her business and expand it to different communities within the Garu district. By expanding she can employ young women who did not do well in school and are struggling to get jobs to survive.